Class Insurance Agency, an affiliated office of AIC Insurance

Commercial Truck Insurance for Owner-Operators & Fleets

Direct answer: Class Insurance Agency helps owner-operators, new authorities, motor carriers, and trucking fleets shop commercial truck insurance options across the United States.

Call 360-450-2211 or request a trucking insurance quote.

Commercial Truck Insurance built for trucking operations

This page is for trucking businesses that need primary national hub for trucking companies that need liability, cargo, physical damage, and fleet coverage. We focus on commercial trucking insurance, not personal home or auto insurance, so the quote conversation stays centered on trucks, drivers, cargo, radius, contracts, filings, and compliance.

Coverage depends on your authority, equipment, drivers, cargo, garaging location, routes, loss history, and contract requirements. We do not promise a specific rate or carrier; we help you gather the right information and shop available options.

Common coverage options

  • Commercial auto liability
  • Motor truck cargo
  • Physical damage
  • General liability
  • Excess liability
  • Non-trucking liability / bobtail
  • Trailer interchange
  • Occupational accident

What to have ready for a quote

  • DOT/MC number if available
  • Business name, garaging address, and operating states
  • Truck and trailer details, including VINs if available
  • Driver names, dates of birth, license states, and experience
  • Cargo hauled, radius, contracts, and required limits
  • Current declarations pages or prior insurance history if available

Trucking insurance by state

Class Insurance Agency works with trucking businesses across the United States. Start with a national quote or review a state trucking insurance page below.

Related trucking insurance pages

Frequently asked questions

What is commercial truck insurance?

Commercial truck insurance is a package of coverages built for trucking businesses, owner-operators, motor carriers, and fleets. It may include auto liability, cargo, physical damage, general liability, and other policies based on your operation.

Who needs commercial truck insurance?

Owner-operators, for-hire motor carriers, private carriers, freight operations, hot shot drivers, box truck operators, dump truck operators, and fleets generally need commercial trucking coverage before hauling.

How do I get a commercial truck insurance quote?

Call Class Insurance Agency at 360-450-2211 or request a quote online. Have your DOT/MC number, truck details, drivers, cargo, radius, and current coverage ready if available.

Ready to quote commercial truck insurance?

Call 360-450-2211 or request a trucking insurance quote. Class Insurance Agency helps owner-operators and fleets find trucking insurance options that fit the way they actually run.