Privacy Policy

Class Insurance Agency

Effective Date: 05.25.2026 Last Updated: 05.25.2026

1. Introduction

Class Insurance Agency (“Class Insurance Agency,” “we,” “us,” or “our”) values the privacy of every person who visits our website, requests a quote, applies for coverage, or otherwise communicates with our team. This Privacy Policy describes what information we collect, how we use it, how we protect it, and the choices you have regarding your personal information.

This policy applies to information we collect through our website, online forms, email exchanges, telephone calls, and SMS/MMS messages. By using our website or submitting information to us, you acknowledge that you have read and understood this Privacy Policy.

If you do not agree with any part of this policy, please do not use our website or submit personal information through our forms.

2. About Class Insurance Agency

Class Insurance Agency is a United States–based commercial insurance agency that provides trucking insurance solutions to owner operators, small fleets, large fleets, and freight brokers. Our product offerings include Commercial Truck Insurance, Motor Truck Cargo Insurance, Physical Damage Insurance, General Liability Insurance, Excess Insurance, Non-Trucking Liability Insurance, Freight Broker Insurance & Bonds, and Occupational Accident Coverage.

3. Information We Collect

We collect information in several ways, depending on how you interact with us.

3.1 Information You Provide Directly

When you fill out a form on our website, request a quote, request a certificate of insurance, apply for a position, or otherwise communicate with us, we may collect:

  • Full name
  • Business name and DOT or MC number
  • Mailing and physical address
  • Email address
  • Mobile and landline phone numbers
  • Driver and operator details relevant to underwriting (such as license number, driving history, and CDL status)
  • Vehicle information (year, make, model, VIN, value, and use)
  • Cargo type, radius of operation, and loss history
  • Resume, employment history, and references (for career applications)
  • Payment-related details when you use our online payment links (handled through secure third-party processors — see Section 8)
  • Any other information you choose to share with us in connection with your inquiry

3.2 Information Collected Automatically

When you visit our website, we automatically collect certain technical information, including:

  • IP address
  • Browser type and version
  • Device type and operating system
  • Pages viewed, time spent, and referring URLs
  • Approximate geographic location (derived from IP)
  • Date and time of visit

This information helps us understand how our website is used and how we can improve it.

3.3 Cookies and Similar Technologies

We use cookies, pixel tags, and similar tracking technologies to make our website function, remember your preferences, and analyze traffic. Cookies fall into a few general categories:

  • Essential cookies that allow the site to function properly
  • Analytics cookies that help us understand visitor behavior in aggregate
  • Functional cookies that remember your preferences
  • Marketing cookies that may be used to measure the effectiveness of our advertising

You can control or disable cookies through your browser settings. Disabling certain cookies may affect the functionality of the website.

4. How We Use Your Information

We use the information we collect to:

  • Respond to quote requests, certificate requests, and general inquiries
  • Prepare insurance quotes and submit applications to carriers on your behalf
  • Issue, service, renew, and modify insurance policies
  • Process payments and send billing or renewal reminders
  • Communicate with you about your policy, claims, or service requests
  • Review and respond to employment applications
  • Improve our website, services, and customer experience
  • Comply with applicable laws, regulations, and lawful requests from authorities
  • Detect, prevent, and respond to fraud or security incidents

5. SMS and MMS Communications

If you provide your mobile phone number and opt in to receive text messages from Class Insurance Agency, you agree to receive SMS and MMS messages from us as described below.

5.1 Types of Messages You May Receive

Class Insurance Agency uses SMS/MMS to send the following types of messages:

  • Quote follow-ups and underwriting information requests
  • Certificate of insurance confirmations
  • Policy, renewal, and billing notifications
  • Claims updates and status notifications
  • Appointment and inspection reminders
  • Customer service responses

5.2 How You Opt In

You opt in to SMS communications by providing your mobile number and affirmatively agreeing to receive text messages from us. Consent is obtained through one of the following methods:

  • Submitting a form on our website (such as a Quote Request, Contact, or Certificate Request form) where you check a box agreeing to receive SMS messages
  • Providing verbal consent during a phone call with our team
  • Texting an opt-in keyword to a number we provide

Mobile phone numbers are never required in order to obtain a quote or purchase a policy. Consent to receive SMS messages is not a condition of purchase.

5.3 Message Frequency

Message frequency varies based on your account activity and the nature of your inquiry. You can typically expect a limited number of messages per month, with possible increases during active quote, renewal, or claims periods.

5.4 Message and Data Rates

Message and data rates may apply. You are responsible for any charges from your wireless carrier related to SMS or MMS messages, including data charges for any media or links included in our messages. Class Insurance Agency does not charge a fee for SMS communications.

5.5 How to Opt Out (STOP)

You can opt out of SMS messages at any time by replying STOP to any message we send. You may also reply with END, CANCEL, UNSUBSCRIBE, QUIT, REVOKE, or OPT OUT to discontinue messages.

After you opt out, you will receive a single confirmation message acknowledging that you have been unsubscribed. After this confirmation, you will receive no further SMS messages from us unless you opt in again.

5.6 How to Get Help (HELP)

Reply HELP to any message you receive from us, and you will receive instructions on how to contact our team. You may also reach us directly at 360-450-2211 or truck@aicinsagency.com for assistance.

5.7 Mobile Information Sharing

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. All categories of information described in this Privacy Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We may share limited information with service providers strictly for the purpose of delivering messages on our behalf (for example, our messaging platform and telecommunications carriers). These providers are contractually limited to using your information only as needed to deliver the service.

5.8 Carrier Delivery

SMS and MMS message delivery depends on your wireless carrier and may be subject to delays, failures, or restrictions outside of our control. Class Insurance Agency is not responsible for undelivered or delayed messages.

6. Email Communications

When you email us, submit a form, or otherwise initiate contact, we may use your email address to:

  • Respond to your inquiry
  • Send quotes, policy documents, certificates, and renewal notices
  • Provide customer service and account updates
  • Send transactional or service-related communications

You may unsubscribe from non-essential email communications at any time by following the unsubscribe link in our messages or by contacting us directly. Please note that essential service emails (such as policy documents, billing notices, and claim updates) are necessary to provide our services and cannot be opted out of while you maintain an active policy with us.

7. Form Submissions

Our website may include several forms, such as:

  • Contact forms
  • Quote request forms
  • Certificate of insurance request forms
  • Career application forms

Information you submit through these forms is used solely to respond to your request, evaluate your application, or process the requested service. Submitting a form does not obligate you to purchase insurance, and submitting a quote request does not guarantee that coverage will be offered.

8. Third-Party Services and Sharing

We do not sell your personal information. We may share information only as described below:

  • Insurance carriers and underwriters: to obtain quotes, bind coverage, service policies, and process claims on your behalf
  • Service providers: companies that help us operate our website, send messages, process payments, store data, or provide analytics, all under contractual confidentiality obligations
  • Professional advisors: such as attorneys, accountants, or auditors, where reasonably necessary
  • Regulatory and government authorities: when required by law, regulation, subpoena, or other legal process
  • Successors: in connection with a merger, acquisition, reorganization, or sale of all or part of our business, subject to the protections of this policy
  • With your consent: in any other case where you have authorized the sharing

Payment information submitted through our online payment links is processed by third-party payment processors. Class Insurance Agency does not store full credit card or bank account numbers on our systems. Please review the privacy practices of those processors directly.

Mobile opt-in data and SMS consent are never shared with third parties or affiliates for marketing or promotional purposes.

9. Data Retention

We retain personal information for as long as it is needed to provide our services, comply with our legal and regulatory obligations, resolve disputes, and enforce our agreements. Retention periods may be longer when required by insurance regulations, tax laws, or other applicable record-keeping requirements.

10. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

11. Your Rights and Choices

Depending on where you live, you may have the right to:

  • Request access to the personal information we hold about you
  • Request correction of inaccurate or incomplete information
  • Request deletion of your personal information, subject to legal exceptions
  • Opt out of certain uses or sharing of your information
  • Withdraw consent to receive SMS or marketing communications at any time

To exercise any of these rights, please contact us using the information in Section 14. We will respond within the time period required by applicable law. We may need to verify your identity before fulfilling a request.

12. Children’s Privacy

Our website and services are intended for business users and adults. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us so we can promptly delete it.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, technology, or applicable law. When we make material changes, we will update the “Last Updated” date at the top of this page and, where appropriate, notify you through our website or other communications. Continued use of our website or services after changes take effect constitutes your acceptance of the updated policy.

14. Contact Us

If you have questions, requests, or concerns about this Privacy Policy or our privacy practices, please contact us:

Class Insurance Agency

Address: 201 NE Park Plaza Drive, Suite 110 Vancouver, WA 98684

Email: truck@aicinsagency.com

Phone: 360-450-2211