Class Insurance Agency
Effective Date: 05.25.2026 Last Updated: 05.25.2026xf
Welcome to the website of Class Insurance Agency (“Class Insurance Agency,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website, online forms, payment links, SMS/MMS communications, and any related services we provide.
By accessing our website, submitting a form, requesting a quote, communicating with us by email or text message, or otherwise using our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or services.
These Terms should be read together with our Privacy Policy, which describes how we collect and handle personal information.
Class Insurance Agency is a United States–based commercial insurance agency that serves owner operators, small fleets, large fleets, and freight brokers. We offer the following coverages and related services:
You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use of the website by any other party. Specifically, you agree not to:
We reserve the right to refuse service, terminate accounts, restrict access, or remove content at our sole discretion.
The information presented on our website is provided for general informational purposes only. It is not an offer to sell insurance, a solicitation to buy insurance, a binder of coverage, or a contract of insurance.
Eligibility for coverage, premium amounts, terms, conditions, exclusions, and policy limits are determined by the insurance carrier underwriting your application, and are governed by the actual policy documents issued. Coverage cannot take effect until an application is accepted by a carrier and a policy is issued, paid for, and bound in writing.
Nothing on this website should be interpreted as legal, financial, tax, or professional advice. You should consult a qualified professional for advice specific to your situation. Class Insurance Agency does not guarantee that any quote, rate, or coverage option presented through the website will be available or unchanged at the time you formally apply.
When you request a quote, a certificate of insurance, or any other service through our website, you understand that:
This section describes the terms that apply when you receive SMS (text) or MMS (multimedia) messages from Class Insurance Agency. By providing your mobile number and opting in, you agree to these terms.
Class Insurance Agency sends SMS and MMS messages to customers, prospects, applicants, and other individuals who have provided their mobile number and consented to receive messages. The program includes the following types of messages:
By providing your mobile number through a Class Insurance Agency form, during a phone conversation, or by texting an opt-in keyword we provide, you expressly consent to receive SMS and MMS messages from us at the number provided, including messages sent using automated technology. Consent is not a condition of obtaining a quote or purchasing a policy.
Message frequency varies and depends on your interaction with us. You may receive messages as part of your quote process, policy servicing, renewal cycle, claims activity, or in response to inquiries you initiate.
Message and data rates may apply. You are solely responsible for any charges from your wireless carrier related to SMS or MMS messages, including data charges associated with media or links. Class Insurance Agency does not charge a fee for SMS communications.
You may opt out of SMS messages at any time by replying STOP to any message. You may also reply with END, CANCEL, UNSUBSCRIBE, QUIT, REVOKE, or OPT OUT to discontinue messages.
After opting out, you will receive a single confirmation message. Following that confirmation, you will not receive further SMS messages from us unless you opt in again.
Reply HELP to any message for assistance, or contact us directly at 360-450-2211 or truck@aicinsagency.com.
Messages are sent through major United States wireless carriers. Class Insurance Agency is not responsible for delayed, undelivered, or misdirected messages caused by carrier filtering, network outages, Do Not Disturb settings, invalid or ported numbers, full inboxes, device limitations, or other factors outside our control. Carriers are not liable for delayed or undelivered messages.
Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent information will not be shared with any third parties.
For additional information about how we handle data collected in connection with SMS communications, please review our Privacy Policy.
By providing your email address through our website, by phone, or in any other communication with us, you consent to receive emails from Class Insurance Agency related to your inquiry, quote, policy, billing, claims, or account servicing. You may unsubscribe from non-essential email communications at any time using the unsubscribe link in our messages or by contacting us. Service-related emails connected to an active policy may be required to provide our services.
Some areas of our website may include payment links that allow you to submit premium payments, deposits, or other charges related to your insurance policy. By using these links, you agree that:
If you have questions about a payment, please contact us directly using the information in Section 14.
All content on our website, including text, graphics, logos, images, icons, photographs, design elements, software, and the overall look and feel, is the property of Class Insurance Agency or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.
You may view, download, and print content from our website solely for personal, non-commercial, informational use, provided you do not modify the content and you retain all copyright and other proprietary notices. You may not reproduce, distribute, republish, transmit, display, sell, license, or otherwise exploit any content from this website for commercial purposes without our express prior written consent.
“Class Insurance Agency” and any associated logos are trademarks of Class Insurance Agency. All other trademarks referenced on the website remain the property of their respective owners.
Our website may contain links to third-party websites, products, or services that are not owned or controlled by Class Insurance Agency. These links are provided for convenience and informational purposes only.
We do not endorse and are not responsible for the content, accuracy, privacy practices, security, or availability of any third-party site or service. Accessing third-party sites is done at your own risk and is subject to the terms and privacy policies of those third parties. We encourage you to review the terms and privacy policies of any external site you visit.
Our website and services are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied. To the fullest extent permitted by law, Class Insurance Agency disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
We do not warrant that the website will be uninterrupted, error-free, secure, or free of viruses or other harmful components, or that any information on the website is accurate, complete, or current.
To the fullest extent permitted by law, Class Insurance Agency, its owners, officers, employees, agents, and affiliates will not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to loss of profits, revenue, data, goodwill, or business opportunities, arising out of or related to:
Our total cumulative liability arising from or related to your use of the website or these Terms will not exceed one hundred U.S. dollars ($100.00), regardless of the theory of liability. Some jurisdictions do not allow the exclusion or limitation of certain damages, so portions of this section may not apply to you.
This section does not limit any liability that cannot be excluded under applicable law.
You agree to indemnify, defend, and hold harmless Class Insurance Agency and its owners, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to (a) your use or misuse of the website or our services, (b) your violation of these Terms, (c) any information you submit to us, or (d) your violation of any rights of a third party or any applicable law.
These Terms are governed by and construed in accordance with the laws of the State of State of Washington, without regard to its conflict-of-law principles. You agree that any dispute, claim, or controversy arising out of or related to these Terms, the website, or our services will be resolved exclusively in the state or federal courts located in Clark County, Washington, and you consent to the personal jurisdiction and venue of those courts.
Nothing in this section prevents either party from seeking injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual property or confidentiality rights.
We may update these Terms from time to time. When we make material changes, we will update the “Last Updated” date at the top of this page and, where appropriate, provide notice through our website or other communications. Your continued use of the website or our services after changes take effect constitutes your acceptance of the updated Terms.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be modified or limited only to the extent necessary to make it enforceable.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Class Insurance Agency regarding your use of the website and supersede any prior agreements or understandings on that subject.
If you have questions about these Terms, please contact us:
Class Insurance Agency
Address: 201 NE Park Plaza Drive, Suite 110 Vancouver, WA 98684
Email: truck@aicinsagency.com
Phone: 360-450-2211
