Class Insurance Agency, an affiliated office of AIC Insurance

Motor Carrier Insurance for Trucking Companies

Direct answer: Class Insurance Agency helps owner-operators, new authorities, motor carriers, and trucking fleets shop motor carrier insurance options across the United States.

Call 360-450-2211 or request a trucking insurance quote.

Motor Carrier Insurance built for trucking operations

This page is for trucking businesses that need insurance programs for motor carriers with DOT/MC authority, drivers, trucks, trailers, and freight contracts. We focus on commercial trucking insurance, not personal home or auto insurance, so the quote conversation stays centered on trucks, drivers, cargo, radius, contracts, filings, and compliance.

Coverage depends on your authority, equipment, drivers, cargo, garaging location, routes, loss history, and contract requirements. We do not promise a specific rate or carrier; we help you gather the right information and shop available options.

Common coverage options

  • Auto liability
  • Cargo
  • Physical damage
  • General liability
  • Excess liability
  • Hired/non-owned auto
  • Trailer interchange

What to have ready for a quote

  • DOT/MC number if available
  • Business name, garaging address, and operating states
  • Truck and trailer details, including VINs if available
  • Driver names, dates of birth, license states, and experience
  • Cargo hauled, radius, contracts, and required limits
  • Current declarations pages or prior insurance history if available

Trucking insurance by state

Class Insurance Agency works with trucking businesses across the United States. Start with a national quote or review a state trucking insurance page below.

Related trucking insurance pages

Frequently asked questions

What is motor carrier insurance?

Motor carrier insurance is commercial coverage for trucking companies that operate under DOT/MC authority or otherwise transport goods using commercial vehicles.

What do underwriters review for motor carriers?

Underwriters may review driver experience, loss history, safety scores, DOT inspections, cargo, radius, equipment, years in business, and contracts.

Can fleets get quotes?

Yes. Class Insurance Agency works with owner-operators, small fleets, and growing motor carriers.

Ready to quote motor carrier insurance?

Call 360-450-2211 or request a trucking insurance quote. Class Insurance Agency helps owner-operators and fleets find trucking insurance options that fit the way they actually run.