Protect your truck when it’s being operated without a trailer or outside of dispatch with reliable Non-Trucking Liability & Bobtail Insurance designed for owner-operators and leased drivers across the United States.
Non-Trucking Liability (NTL) and Bobtail Insurance provide coverage when your truck is being operated without a trailer or outside of dispatch under your motor carrier’s authority.
This coverage protects you during personal use or non-business operations, ensuring you are not financially responsible for third-party injuries or property damage during those times.
Protects during off-dispatch driving.
Covers your truck when it is being driven without a trailer attached.
Pays for off-duty property damage.
Covers injuries during non-business use.
Even when you're not hauling freight, accidents can still happen. Without proper coverage, you could be personally responsible for costly claims during non-dispatch use.
This coverage is essential for:
At Class Insurance Agency, we specialize in trucking insurance solutions built for real-world driving conditions — including non-dispatch and bobtail protection.
Submit your trucking and driving details.
We evaluate your non-dispatch exposure and requirements.
Get tailored bobtail and NTL insurance options.
Activate your policy quickly and stay protected off dispatch.
Don’t Risk Driving Unprotected — Get Covered Today
Protect yourself during non-dispatch operations with reliable Non-Trucking Liability & Bobtail Insurance from Class Insurance Agency. Fast quotes. Nationwide coverage. Trusted trucking experts.
It covers your truck when it is being driven without a trailer attached.
It covers your truck when it is being used outside of dispatch or business operations.
Yes, standard trucking insurance usually does not cover non-dispatch use.
No, it only covers non-dispatch or bobtail operations.
Most policies can be issued quickly with fast approval and documentation.
Yes, we provide coverage across all U.S. states.
Find quick answers to the most common questions about Non-Trucking Liability & Bobtail Insurance, including coverage details, limits, and how to get started.
Let's collaborate or have a question? Contact Us