Cargo Insurance for Truckers

Class Insurance Agency, an affiliated office of AIC Insurance

Direct answer: Class Insurance Agency helps owner-operators, new authorities, motor carriers, and trucking fleets shop cargo insurance for truckers options across the United States.

Call 360-450-2211 or request a trucking insurance quote.

Cargo Insurance for Truckers built for trucking operations

This page is for trucking businesses that need coverage for freight while it is in a carrier's care, custody, and control. We focus on commercial trucking insurance, not personal home or auto insurance, so the quote conversation stays centered on trucks, drivers, cargo, radius, contracts, filings, and compliance.

Coverage depends on your authority, equipment, drivers, cargo, garaging location, routes, loss history, and contract requirements. We do not promise a specific rate or carrier; we help you gather the right information and shop available options.

Common coverage options

Motor truck cargo
Reefer breakdown where available
Debris removal where available
Earned freight where available
Commodity-specific coverage review

What to have ready for a quote

DOT/MC number if available
Business name, garaging address, and operating states
Truck and trailer details, including VINs if available
Driver names, dates of birth, license states, and experience
Cargo hauled, radius, contracts, and required limits
Current declarations pages or prior insurance history if available

Trucking insurance by state

Class Insurance Agency works with trucking businesses across the United States. Start with a national quote or review a state trucking insurance page below.

Related trucking insurance pages

Frequently asked questions

What is motor truck cargo insurance?

Motor truck cargo insurance helps protect freight being hauled if it is damaged or lost due to a covered cause while in the carrier's care, custody, and control.

How much cargo insurance do truckers need?

Many contracts require $100,000 or more, but the right limit depends on commodities, contracts, brokers, and lanes.

Are all commodities covered?

No. Policies can exclude or limit certain commodities. Always review what you haul before binding cargo coverage.

Ready to quote cargo insurance for truckers?

Call 360-450-2211 or request a trucking insurance quote. Class Insurance Agency helps owner-operators and fleets find trucking insurance options that fit the way they actually run.

Cargo Insurance for Truckers